.cap{--cap-navy:#1b2440;--cap-navy-soft:#2b3556;--cap-ink:#20263a;--cap-gold:#bf9a3c;--cap-gold-deep:#a8842f;--cap-gold-tint:#f0e7cf;--cap-band:#efece4;--cap-band-line:#e2ddd1;--cap-field-border:#d9d3c6;--cap-field-border-hover:#c3b899;--cap-muted:#6d7285;--cap-muted-soft:#9096a6;--cap-error:#b4472f;--cap-shadow-sm:0 1px 2px rgba(27,36,64,0.05);--cap-shadow-md:0 18px 46px -22px rgba(27,36,64,0.28);--cap-radius:12px;--cap-radius-lg:16px;--cap-ease:cubic-bezier(0.22,0.61,0.36,1);--cap-maxw:1120px;min-height:100vh;background:#fff;color:var(--cap-ink);font-family:var(--font-inter),system-ui,-apple-system,sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased}.cap-wrap{max-width:var(--cap-maxw);margin:0 auto;padding:0 clamp(20px,5vw,64px)}.cap-serif{font-family:var(--font-fraunces),Georgia,serif}.cap-eyebrow{font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--cap-gold-deep);margin:0 0 14px}.cap-nav{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.86);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid rgba(226,221,209,.7)}.cap-nav-inner{justify-content:space-between;height:74px;gap:24px}.cap-brand,.cap-nav-inner{display:flex;align-items:center}.cap-brand{gap:12px;text-decoration:none;color:inherit}.cap-logomark{width:38px;height:34px;display:block}.cap-logotype{line-height:1;display:flex;flex-direction:column}.cap-logotype b{font-family:var(--font-fraunces),Georgia,serif;font-weight:600;font-size:1.42rem;color:var(--cap-navy);letter-spacing:.01em}.cap-logotype span{font-size:.66rem;letter-spacing:.34em;text-transform:uppercase;color:var(--cap-navy-soft);margin-top:2px;padding-left:2px}.cap-nav-help{color:var(--cap-ink);text-decoration:none;font-weight:600;font-size:.94rem;border-bottom:2px solid transparent;padding:6px 0;transition:border-color .2s ease}.cap-nav-help:hover{border-bottom-color:var(--cap-gold)}.cap-hero{background:var(--cap-band);border-bottom:1px solid var(--cap-band-line);padding:clamp(56px,8vw,96px) 0 clamp(64px,10vw,108px)}.cap-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:clamp(40px,6vw,84px);align-items:center}@media (max-width:900px){.cap-hero-grid{grid-template-columns:1fr;gap:40px}}.cap-h1{font-family:var(--font-fraunces),Georgia,serif;font-weight:500;font-size:clamp(2.4rem,5vw,3.8rem);line-height:1.06;letter-spacing:-.01em;color:var(--cap-navy);margin:0 0 20px}.cap-h1 em{display:block;font-style:italic;color:var(--cap-gold-deep);font-weight:500}.cap-hero-sub{max-width:52ch;color:var(--cap-navy-soft);font-size:1.05rem;margin:0 0 28px}.cap-hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.cap-link-quiet{font-weight:600;color:var(--cap-navy-soft);border-bottom:1.5px solid var(--cap-gold);padding-bottom:3px;letter-spacing:.03em;text-transform:uppercase;font-size:.78rem;text-decoration:none;transition:color .2s ease}.cap-link-quiet:hover{color:var(--cap-navy)}.cap-hero-rail{display:flex;flex-direction:column;gap:18px}.cap-hero-card{position:relative;background:#fff;border:1px solid var(--cap-band-line);border-radius:var(--cap-radius-lg);padding:24px 26px;box-shadow:var(--cap-shadow-md);overflow:hidden}.cap-hero-card:before{content:"";position:absolute;inset:0 0 auto 0;height:3px;background:linear-gradient(90deg,var(--cap-gold),var(--cap-gold-tint))}.cap-hero-card-head{display:flex;align-items:baseline;gap:16px}.cap-hero-card-num{font-size:.95rem;color:var(--cap-gold-deep);letter-spacing:.05em}.cap-hero-card h3,.cap-hero-card-num{font-family:var(--font-fraunces),Georgia,serif}.cap-hero-card h3{font-weight:500;font-size:1.32rem;margin:0;color:var(--cap-navy)}.cap-hero-card p{margin:8px 0 0;color:var(--cap-muted);font-size:.92rem;line-height:1.55}.cap-hero-card .cap-tag{color:var(--cap-navy-soft);font-weight:600}.cap-process{border-bottom:1px solid var(--cap-band-line);padding:clamp(44px,6vw,68px) 0;background:#fff}.cap-process-grid{display:grid;grid-template-columns:minmax(0,200px) minmax(0,1fr);gap:clamp(24px,5vw,60px);align-items:start}@media (max-width:720px){.cap-process-grid{grid-template-columns:1fr;gap:12px}}.cap-process h2{font-family:var(--font-fraunces),Georgia,serif;font-weight:500;font-size:clamp(1.6rem,2.8vw,2.1rem);margin:0 0 12px;color:var(--cap-navy);line-height:1.1}.cap-process p{margin:0 0 10px;color:var(--cap-navy-soft);max-width:60ch}.cap-process .cap-fine{color:var(--cap-muted);font-size:.9rem;font-style:italic}.cap-form-section{padding:clamp(40px,6vw,72px) 0 clamp(64px,8vw,120px);background:#fff}.cap-form-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;flex-wrap:wrap;border-bottom:1px solid var(--cap-band-line);padding-bottom:22px;margin-bottom:34px}.cap-form-head h2{font-family:var(--font-fraunces),Georgia,serif;font-weight:500;font-size:clamp(1.7rem,3vw,2.35rem);margin:0;color:var(--cap-navy);line-height:1.1}.cap-form-head .cap-timing{color:var(--cap-muted);font-size:.92rem;white-space:nowrap;padding-bottom:6px}.cap-form{margin:0 auto}.cap-progress-shell{position:sticky;top:74px;z-index:20;background:#fff;padding:18px 0 14px;margin:0 0 22px;box-shadow:0 10px 20px -18px rgba(27,36,64,.5)}.cap-progress-shell:before{content:"";position:absolute;inset:0 -100vw;background:#fff;z-index:-1}.cap-progress-track{position:relative;height:3px;background:var(--cap-band-line);border-radius:2px;margin-bottom:18px}.cap-progress-fill{position:absolute;left:0;top:0;height:100%;background:linear-gradient(90deg,var(--cap-gold-deep),var(--cap-gold));border-radius:2px;transition:width .5s var(--cap-ease)}.cap-steps{display:flex;justify-content:space-between;gap:8px;list-style:none;margin:0;padding:0}.cap-step{flex:1;display:flex;text-align:center}.cap-step,.cap-step-btn{flex-direction:column;align-items:center;gap:8px}.cap-step-btn{display:inline-flex;border:none;background:transparent;cursor:pointer;font:inherit;color:inherit;padding:0}.cap-step-num{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;border:1.5px solid var(--cap-field-border);background:#fff;color:var(--cap-muted);font-family:var(--font-fraunces),Georgia,serif;font-size:.9rem;transition:all .35s var(--cap-ease)}.cap-step-label{font-size:.68rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--cap-muted-soft);transition:color .3s var(--cap-ease);max-width:12ch;line-height:1.3}.cap-step.active .cap-step-num{border-color:var(--cap-gold);background:var(--cap-gold);color:#fff;box-shadow:0 8px 18px -8px rgba(168,132,47,.9);transform:scale(1.06)}.cap-step.active .cap-step-label{color:var(--cap-gold-deep)}.cap-step.done .cap-step-num{border-color:var(--cap-gold);color:var(--cap-gold-deep);background:var(--cap-gold-tint)}.cap-step.done .cap-step-label{color:var(--cap-navy-soft)}@media (max-width:720px){.cap-step-label{display:none}}.cap-panel{animation:cap-rise .5s var(--cap-ease) both;scroll-margin-top:200px}@keyframes cap-rise{0%{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}.cap-panel-head{display:flex;align-items:center;gap:18px;margin:14px 0 26px}.cap-panel-num{flex:none;width:52px;height:52px;border-radius:50%;border:1.5px solid var(--cap-gold);color:var(--cap-gold-deep);display:grid;place-items:center;font-family:var(--font-fraunces),Georgia,serif;font-size:1.05rem}.cap-panel-head-text .cap-eyebrow{margin-bottom:6px}.cap-h2{font-family:var(--font-fraunces),Georgia,serif;font-weight:400;font-size:clamp(1.55rem,3vw,2.15rem);margin:0;color:var(--cap-navy);line-height:1.1}.cap-panel-thanks{text-align:center;padding:clamp(56px,8vw,96px) 0 20px;animation:cap-rise .6s var(--cap-ease) both}.cap-seal{width:96px;height:96px;margin:0 auto 26px;border-radius:50%;background:var(--cap-gold-tint);display:grid;place-items:center;border:1.5px solid var(--cap-gold)}.cap-seal svg{width:44px;height:44px}.cap-panel-thanks .cap-h2{font-family:var(--font-fraunces),Georgia,serif;font-weight:400;font-size:clamp(2rem,4vw,2.8rem);margin:0 0 14px}.cap-body{color:#565c70;max-width:52ch;margin:0 auto 12px;line-height:1.65}.cap-field{display:flex;flex-direction:column;gap:8px;min-width:0;margin-bottom:22px}.cap-lbl,.cap-lbl-block{font-weight:600;font-size:.92rem;color:var(--cap-ink);display:flex;align-items:center;gap:6px;margin:0}.cap-lbl-block{display:block;margin:0 0 12px}.cap-req{color:var(--cap-gold-deep);font-size:1rem;line-height:1;font-weight:600}.cap-hint{font-size:.82rem;color:var(--cap-muted)}.cap-err{color:var(--cap-error);font-size:.82rem;font-weight:500}.cap-input,.cap-textarea{font-family:inherit;font-size:1rem;color:var(--cap-ink);background:#fff;border:1.5px solid var(--cap-field-border);border-radius:var(--cap-radius);padding:13px 15px;width:100%;transition:border-color .2s var(--cap-ease),box-shadow .2s var(--cap-ease),background .2s}.cap-textarea{resize:vertical;min-height:130px;line-height:1.6}.cap-input::-moz-placeholder,.cap-textarea::-moz-placeholder{color:#aeb2c0}.cap-input::placeholder,.cap-textarea::placeholder{color:#aeb2c0}.cap-input:hover,.cap-textarea:hover{border-color:var(--cap-field-border-hover)}.cap-input:focus,.cap-textarea:focus{outline:none;border-color:var(--cap-gold);box-shadow:0 0 0 4px rgba(191,154,60,.14)}select.cap-input{-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9' viewBox='0 0 14 9'%3E%3Cpath d='M1 1l6 6 6-6' stroke='%236d7285' stroke-width='1.6' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px}.cap-field.has-error .cap-input,.cap-field.has-error .cap-textarea{border-color:var(--cap-error);box-shadow:0 0 0 4px rgba(180,71,47,.1)}.cap-grid-2{grid-template-columns:1fr 1fr}.cap-grid-2,.cap-grid-3{display:grid;gap:20px 24px}.cap-grid-3{grid-template-columns:1fr 1fr 1fr;margin-top:4px}@media (max-width:720px){.cap-grid-2,.cap-grid-3{grid-template-columns:1fr}}.cap-check-grid,.cap-check-stack,.cap-radio-list{display:grid;gap:14px}.cap-check-grid{grid-template-columns:repeat(2,1fr)}@media (max-width:620px){.cap-check-grid{grid-template-columns:1fr}}.cap-choice{position:relative;display:flex;align-items:flex-start;gap:14px;border:1.5px solid var(--cap-field-border);border-radius:var(--cap-radius);padding:15px 18px;cursor:pointer;background:#fff;transition:border-color .2s var(--cap-ease),background .2s var(--cap-ease),box-shadow .2s var(--cap-ease)}.cap-choice:hover{border-color:var(--cap-field-border-hover);background:#fdfcf9}.cap-choice input{position:absolute;opacity:0;pointer-events:none}.cap-choice-mark{flex:none;margin-top:1px;width:20px;height:20px;border:1.5px solid var(--cap-field-border-hover);border-radius:50%;display:grid;place-items:center;transition:all .2s var(--cap-ease);background:#fff}.cap-choice.cap-check .cap-choice-mark{border-radius:6px}.cap-choice-mark:after{content:"";width:9px;height:9px;border-radius:50%;background:var(--cap-gold);transform:scale(0);transition:transform .2s var(--cap-ease)}.cap-choice.cap-check .cap-choice-mark:after{width:12px;height:12px;border-radius:2px;background:transparent;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='9' viewBox='0 0 11 9'%3E%3Cpath d='M1 4.5l3 3 6-6' stroke='black' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center /contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='9' viewBox='0 0 11 9'%3E%3Cpath d='M1 4.5l3 3 6-6' stroke='black' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center /contain no-repeat;background:#fff;transform:scale(0)}.cap-choice input:checked~.cap-choice-mark{border-color:var(--cap-gold)}.cap-choice.cap-check input:checked~.cap-choice-mark{background:var(--cap-gold);border-color:var(--cap-gold)}.cap-choice input:checked~.cap-choice-mark:after{transform:scale(1)}.cap-choice:has(input:checked){border-color:var(--cap-gold);background:var(--cap-gold-tint);box-shadow:0 10px 24px -16px rgba(168,132,47,.9)}.cap-choice input:focus-visible~.cap-choice-mark{box-shadow:0 0 0 4px rgba(191,154,60,.2)}.cap-choice-text{font-size:.96rem;font-weight:500;color:var(--cap-ink);line-height:1.5}.cap-choice.has-error{border-color:var(--cap-error)}.cap-callout{background:var(--cap-band);border-left:3px solid var(--cap-gold);border-radius:0 var(--cap-radius) var(--cap-radius) 0;padding:22px 26px;margin:26px 0 4px}.cap-callout-title{font-weight:700;color:var(--cap-gold-deep);margin:0 0 6px;font-size:.72rem;letter-spacing:.16em;text-transform:uppercase}.cap-callout-body{margin:0;color:#565c70;font-size:.98rem;line-height:1.6;font-family:var(--font-fraunces),Georgia,serif;font-style:italic}.cap-divider{height:1px;background:var(--cap-band-line);margin:34px 0}.cap-err-banner{margin:22px 0 0;background:#fdecea;border:1px solid #f4c7c1;color:#8c2018;font-size:.92rem;padding:12px 14px;border-radius:12px}.cap-nav-row{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-top:38px}@media (max-width:620px){.cap-nav-row{flex-direction:column-reverse}.cap-nav-row .cap-btn,.cap-nav-row .cap-btn-ghost{width:100%;justify-content:center}}.cap-btn{display:inline-flex;align-items:center;gap:.6em;background:var(--cap-gold);color:#fff;border:0;cursor:pointer;padding:15px 34px;border-radius:9px;box-shadow:0 12px 26px -12px rgba(168,132,47,.9);transition:transform .25s var(--cap-ease),background .25s var(--cap-ease),box-shadow .25s var(--cap-ease);text-decoration:none;font:inherit;font-weight:700;letter-spacing:.1em;text-transform:uppercase;font-size:.8rem}.cap-btn:hover:not(:disabled){background:var(--cap-gold-deep);transform:translateY(-2px)}.cap-btn:disabled{opacity:.55;cursor:not-allowed;box-shadow:none;transform:none}.cap-btn-ghost{display:inline-flex;align-items:center;gap:.5em;background:none;border:1.5px solid var(--cap-field-border);color:var(--cap-navy-soft);padding:13px 24px;border-radius:9px;cursor:pointer;transition:all .25s var(--cap-ease);font:inherit;font-weight:600;font-size:.9rem}.cap-btn-ghost:hover:not(:disabled){border-color:var(--cap-navy-soft);color:var(--cap-navy);transform:translateX(-2px)}.cap-btn-ghost:disabled{opacity:.4;cursor:not-allowed}.cap-footer{padding:24px 0 40px;border-top:1px solid var(--cap-band-line);color:var(--cap-muted);font-size:.85rem;text-align:center;background:var(--cap-band)}